The Ultimate Guide to Buying Property in Greece (2025) | Anastasiou Properties

1. Step-by-step guide to buying property
   Proper preparation is the key to a successful purchase.
   Step 1: Set your budget
   Determine not only the amount you can afford to spend on the purchase, but also the additional costs (taxes, fees, transfers, renovations).
   💡 Tip: Add at least +10% to your budget for unexpected expenses.
   Step 2: Choose a real estate agent and area
   Work with a certified real estate agent such as Anastasiou Properties, who knows the local market and can find properties that are truly worthwhile.
   Step 3: Legal check
   The lawyer checks the title deed for any encumbrances, mortgages, or unauthorized alterations.
   ⚠️ Do not pay a deposit without a complete legal check.
   Step 4: Contract & notary
   After the check, you proceed to the purchase contract in the presence of a notary. The Anastasiou Properties team can guide you through every step of the process.
   Step 5: Registration in the Land Registry
   The final step is to register the contract in the Land Registry. From that moment on, you are officially the owner.

2. Costs of buying property in Greece
   Buying a property comes with certain unavoidable costs. Below you will find a clear overview:
   Type of Cost Description Indicative Percentage / Amount
   Transfer Tax Calculated on the objective value ~3%
   Notary Fee Drafting of contract 0.8% – 1.2%
   Lawyer’s Fee Title search and legal support ~1%
   Broker’s Fee Usually paid by buyer & seller 2% + VAT
   Land Registry / Mortgage Registry Registration fees 0.5% – 1%
   💡 Anastasiou Properties tip: Always ask for a detailed quote for each service before starting the process, so you have complete transparency.

3. Legal pitfalls and how to avoid them
   Our experience has shown that many “opportunities” hide risks. Some common pitfalls are:

• Properties with encumbrances or mortgages that have not been settled.
• Unauthorized buildings that cannot be transferred.
• Incomplete documents or errors in the E9 form.
• ENFIA (property tax) or common expenses owed by the new owner.
  💡 The solution: With the cooperation of a lawyer and Anastasiou Properties, every document is thoroughly checked before purchase.

4. How to choose the right area and type of property
   Choosing the right area is crucial, both for owner-occupancy and for investment.
   Choosing an Area:

• Developing areas: Invest where projects are underway (subway, schools, parks).
• Accessibility: Close to public transportation, shopping centers, hospitals.
• Yield: Areas with high demand increase property value over time.
  Choosing a Property Type:
• Apartment or house? It depends on your lifestyle and available budget.
• Newly built or renovated? Newly built properties require a larger investment but have higher energy efficiency.
• Energy class: The better the class, the higher the resale value.

Conclusion
Buying a property is an important step that requires guidance, experience, and attention to detail.
The Anastasiou Properties team is with you every step of the way — from searching for the ideal property to completing the transfer.
📞 Contact us today for a free consultation and discover how we can help you make the smartest purchase of your life.
🌐 www.anastasiouproperties.gr